Paint issues
- Thread starter driller
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BadSax
enjoys 3 martini lunches
Can you argue to get more money?
The worst that can happen is that nothing changes...
I actually talked with my insurance co about putting a special policy on the grey car based on what I considered replacement value to be... This makes me think it would be worth the few extra bucks to have a 6-8K policy put on the car...
Glad you are keeping it, what's the plan?
The worst that can happen is that nothing changes...
I actually talked with my insurance co about putting a special policy on the grey car based on what I considered replacement value to be... This makes me think it would be worth the few extra bucks to have a 6-8K policy put on the car...
Glad you are keeping it, what's the plan?
Rene
Lincoln Lady
But yeah, we're keeping the car.
Makes me sick to see the pics, JP ... glad you are ok and planning to rebuild
Can you argue to get more money?
The worst that can happen is that nothing changes...
I actually talked with my insurance co about putting a special policy on the grey car based on what I considered replacement value to be... This makes me think it would be worth the few extra bucks to have a 6-8K policy put on the car...
Glad you are keeping it, what's the plan?
THIS!! I did this when we totaled our dodge stratus last year. They offered about $1500, there wasn't a chance in hell I could replace that car for 1500 with something similiar. I showed them a list of recent repairs above and beyond normal maintenance along with ads for other similar cars for sale locally. I ended up getting just about 4k for it. JP, I'm sure you have a lot of receipts for work done to that car. It took me about a month and a half to get more money out of them. The trick is to just not accept their offer. Do not cash the check they send you. If you become enough of a pain in the ass to them they will work with you.
True, but it depends how you work it. When I got into an accident in my 95 a few years back (5 or 6) they wanted to total it because they only valued it at about 4000. I was able to get them to give me the most they could before totaling it. I ended up making out pretty well, although I did all of the work myself.
I talked to our fleet manager at work to get the skinny on the process here in WV if I want to keep the vehicle.
I basically have two choices...
1. Accept the offer and keep the car with a salvage title. Take plenty of pictures before/after repairs.
2. Do not accept the offer and fix it out of pocket.
Yes, I could argue (and I did with the '96 but it was a borderline case of being totaled), but the results would likely be minimal since the damage is far beyond borderline.
Basically I'm trading a salvage title for 2 grand. Since I never really plan on selling the car, I'm good with that. But, I'm thinking I'm done paying comprehensive/collision on the Mark VIIIs.
I basically have two choices...
1. Accept the offer and keep the car with a salvage title. Take plenty of pictures before/after repairs.
2. Do not accept the offer and fix it out of pocket.
Yes, I could argue (and I did with the '96 but it was a borderline case of being totaled), but the results would likely be minimal since the damage is far beyond borderline.
Basically I'm trading a salvage title for 2 grand. Since I never really plan on selling the car, I'm good with that. But, I'm thinking I'm done paying comprehensive/collision on the Mark VIIIs.
Really? I could send you pics.
I can tow it up there no problem and have no rush schedule at least. I have a guy here that does good work but he really doesn't like jobs like this. Plus he knows how anal I am.
I've had just liability on my cars for years. I insure 3 cars, and I'm the only one that drives them. I've probably already saved enough money to replace 3 of them.
Also, I've seen a lot of Jeremi's paint guy's work, it's definitely top notch.
I agree.
NJ car insurance is just about the highest in the nation. I dropped collision a long time ago, with a $1,000 deductible and the money i saved is more than any pay out for totaling the car and like you with the money saved could buy a replacement.
Sierra3
Registered
Ohh NOOES!
Ohh NOOES!
What is it about SHHS that brings this irony about. Been there done that, had mine screaming good, then bam..... Just read the enitre thread. I come in late always and try to catch up on reading while eating dinner.
Im sorry to see your baby crumpled a little, but the real important thing is LIFE, yours and the idiot. Glad to hear youre alright and them too.
Its a loosing battle with the rip off insurance companies to pay you what it was "worth". All they see is a NADA bluebook price. But it back from them and get a salvage title. When its all fixed up, noone will know the better and youll still have it. Question here is, it it just superficial 1/4 panel, or did it get to the frame?
Dont let them total it like mine, then the VIN is destroyed forever. Let them salvage title it and pay you for the loss. I made big mistake taking total price from them after fighting with them for a while about the price. I still got screwed over, but it will all wash out in the end when i get the other one on the road.
Holy crap, still cant believe it. It was tried and true and ready. Maybee God dont want us in blue cars.....haha My next one is black and is sitting in the garage undergoing transformation.
Is that shop new? I read in some of the posts your new garage. Lets see it. I just put up a lil 24X30 but havent walled it in yet. Put that beast on a trailer and bring it to a bodyshop, let them cut that 1/4 off, and weld on a new one and give it back to ya. The rest looks pretty straightforward bolt ons. Hel mine still has a bent front bumper , but the styrofoam cover nose still fits over top of it so its staying. The frame is straight.
I say milk the insrance company, stand firm to those rip offs, and fix the blue flame. It looks bad to an onlooker, but once you pull off the crinklies, and see it underneath, im pretty sure youll change your mind. Mine is sitting naked in the garage next to the other one with no nose front denders or interior/dash in it. She looks ugly now, but i can see it in the future. Just got the other black one done today and dropped it off to the paint booth for new paint.
FIX IT! FIX IT! Its your new mission over the winter and we'll all hit SSHS next year. I think Marvin should be ready then too.
Whats going on with the white one? Shes pretty as well. I would be tempted for a conversion but its cheaper and lesss time consuming time wise to fix up the flame. Its bascly done, just needs to be straightened out and ironed a little. Keep your head up and push on.
Ohh NOOES!
What is it about SHHS that brings this irony about. Been there done that, had mine screaming good, then bam..... Just read the enitre thread. I come in late always and try to catch up on reading while eating dinner.
Im sorry to see your baby crumpled a little, but the real important thing is LIFE, yours and the idiot. Glad to hear youre alright and them too.
Its a loosing battle with the rip off insurance companies to pay you what it was "worth". All they see is a NADA bluebook price. But it back from them and get a salvage title. When its all fixed up, noone will know the better and youll still have it. Question here is, it it just superficial 1/4 panel, or did it get to the frame?
Dont let them total it like mine, then the VIN is destroyed forever. Let them salvage title it and pay you for the loss. I made big mistake taking total price from them after fighting with them for a while about the price. I still got screwed over, but it will all wash out in the end when i get the other one on the road.
Holy crap, still cant believe it. It was tried and true and ready. Maybee God dont want us in blue cars.....haha My next one is black and is sitting in the garage undergoing transformation.
Is that shop new? I read in some of the posts your new garage. Lets see it. I just put up a lil 24X30 but havent walled it in yet. Put that beast on a trailer and bring it to a bodyshop, let them cut that 1/4 off, and weld on a new one and give it back to ya. The rest looks pretty straightforward bolt ons. Hel mine still has a bent front bumper , but the styrofoam cover nose still fits over top of it so its staying. The frame is straight.
I say milk the insrance company, stand firm to those rip offs, and fix the blue flame. It looks bad to an onlooker, but once you pull off the crinklies, and see it underneath, im pretty sure youll change your mind. Mine is sitting naked in the garage next to the other one with no nose front denders or interior/dash in it. She looks ugly now, but i can see it in the future. Just got the other black one done today and dropped it off to the paint booth for new paint.
FIX IT! FIX IT! Its your new mission over the winter and we'll all hit SSHS next year. I think Marvin should be ready then too.
Whats going on with the white one? Shes pretty as well. I would be tempted for a conversion but its cheaper and lesss time consuming time wise to fix up the flame. Its bascly done, just needs to be straightened out and ironed a little. Keep your head up and push on.
I can vouch for him as well.