RE: 1997 Mark VIII engine oil leaks
I don't recall rear main or oil pan seal failure to be a problem on these engines especially if it has never been apart. If yours is indeed leaking, you are in the unlucky minority.
I would get a second opinion and even then wouldn't fix it unless its pretty bad......like worse than having to add a quart every 1000-1500 miles. The origin of leaks can be tricky to detect so would want to be absolutely sure of the location before doing anything.
By the time someone tears it apart for such an invasive repair as the rear main, they will likely screw up something else in the process costing you even more.
I'd probably sell the car before paying someone to change a rear main seal unless it is low mileage and in pristine condition.