Can you tell if the needle is bound up on the black face of the cluster?
The dash is easy to pull. The center plastic piece around the cluster has a couple of screws, two up above the cluster, one or two behind the headlight knob and then you can just pull out the entire thing. After that just unscrew the 8 or so bolts holding the plastic cover on the cluster and it will come off. Then see if the needle moves freely. If it does then you'll have to check the tach lead from the PCM.
Another option is to scan for codes. Depending on the year of your car, you could have a faulty input sensor.