The bumper should actually be pretty easy to fix. I would take it off and heat up the area that's dented and push from the inside with a hammer to pop it back into place.
The wheel looks a little far forward to me... So maybe at worst a bent control arm or a broken shaft
To be fair im pretty sure insurance would count a burnt out headlight as totaled for our cars.
From my perspective its fixable
I also almost got into a wreck twice yesterday so maybe silver marks are being hunted right now
Those alu parts don't like to bend much. They will break before bending that far. Probably a broken bushing, bent LCA bolt, maybe even the subframe mounting point.
It would take less time to peek under, that it does to post LOL.