@ http://www.emigrant-direct.com/
I have been using INGDirect at 2.6% but EmigrantDirect is more competitive with 3%. Most savings accounts earn less then 1% right now, even my credit union. When you factor in inflation, the falling dollar and tax on earned interest you are loosing money in lot of cases. So to have a savings account with no minimum, FDIC insured that gets 3% is a good deal while your money is just sitting there. You use your current checking account to transfer money back and forth to the account. EmigrantDirect guarantees this rate to 12/31/05 and it may go higher.
I have been using INGDirect at 2.6% but EmigrantDirect is more competitive with 3%. Most savings accounts earn less then 1% right now, even my credit union. When you factor in inflation, the falling dollar and tax on earned interest you are loosing money in lot of cases. So to have a savings account with no minimum, FDIC insured that gets 3% is a good deal while your money is just sitting there. You use your current checking account to transfer money back and forth to the account. EmigrantDirect guarantees this rate to 12/31/05 and it may go higher.