Ahhh good ole Kemper. Back when I was in high school I was on my Dad's insurance (Kemper). I was driving my 72 Chevy truck and hit something on the freeway which punched a hole in my oil pan. I didn't notice anything until I heard the engine running funny via the exhaust. Pulled into a gas station and noticed a pen sized hole in the pan and lost about 2 quarts of oil. Called the insurance who said I had to pull it out and tear it apart before they would look at it. Paid someone to do that only to have Kemper decline the repair saying it was due to age. So...I was out an engine and the extra tear down money and had to rebuild another engine because it scored the block too much. (was already bored 30 over)
Don't rely too much on that policy Wayne.
I like where you were going with it though....SRS would be easy to remove.